Female specific GPS sports watch, Bia, seeks crowd funding on Kickstarter

first_img Related Bia, a new GPS sports watch designed for women, by women, has launched on popular crowd funding platform Kickstarter. Developed by Bia Sport Inc for the 45 US million women classified as avid athletes, the sleek, stylish and streamlined device combines traditional GPS-enabled training metrics such as distance, pace and duration with cutting edge design, race-day tracking and safety features.As the company points out, ‘with only masculine design options available in the marketplace, the Bia project on Kickstarter hopes to crowd fund US$400,000 to bring the uniquely designed training device to market.’Bia’s efforts on Kickstarter run from 4 June to 13 July 2012. Potential investors can learn more by visiting Kickstarter.Bia is the brainchild of founders Cheryl Kellond and Sylvia Marino, both accomplished high tech executives and avid athletes. Frustrated with the size and unnecessary complexity of existing products, they developed the Bia watch to address the needs of an audience that ‘comprises the majority of distance runners and is the fastest growing segment in triathlon – women.’Kellond, CEO, said of Bia, “This wasn’t a ‘shrink it and pink it’ approach. While size and style were critical we also sought to address the specific needs of female athletes including a safety alert system and effortless transfer of workout and race data to computers and smartphones. There is an obvious gap in the market and we are filling it.”According to data cited by Bia Sport Inc:ABI Research forecasts the market for dedicated GPS fitness devices to be 3.1 million units in 2012, growing to 7.5 million in 2016Women make up 45% of all avid athletes. They comprise more than 60% of half-marathoners and are the fastest growing segment in both running and triathlonWomen purchase only 30% of the GPS fitness devices, citing size and unnecessary complexity as key turnoffsBia’s unique two-piece design consists of the Bia sports watch and an optional Bia GPS Go Stick. Lightweight and contoured to hug a woman’s wrist, Bia offers:Robust multisport use: distance, pace and duration for swimming, cycling and running; calorie burn; compatibility with heart rate straps; water resistance to 100 metresEase of use: iPod-like user interface and instant-on GPS connectionUnique capabilities requested by women: real-time tracking on race days and emergency notification on solo workoutsDetailed workout data delivered automatically to online training logsEdgy colours and interchangeable straps by Betty Designs, ‘the creative force behind the sickest race kits in triathlon’Bia is a lifestyle brand combining style and technology info into products ‘for the 100M adults who are passionate about fitness.’ Existing sports & fitness solutions are designed for data geeks and the uber-competitive 1% of athletes. Bia’s platform of online and on-body solutions ‘bridges the gap and helps the 99% of those who will never see the podium achieve new athletic firsts and fall in love with healthy habits for lifelong fitness.’Bia’s online site for fitness tracking and community launched in January. Bia’s first wearable self-tracking solution is a style-savvy GPS sports watch launching on Kickstarter. Co-founders Cheryl Kellond and Sylvia Mario are Silicon Valley veterans and avid athletes.www.bia-sport.comlast_img read more

Are you closing strong?

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr One of the things that successful loan originators do is attend mortgage closings? Do you?Those that do usually swear by the importance of it,, but I hear from some originators that they don’t have time to attend the closing. I think that’s pretty short sighted…..and here’s why?Originators who attend closings benefit in a variety of different ways. If you aren’t doing this, find a way to fit it into your schedule.Here’s my short list of reasons:1. You get to thank the borrower for choosing you and the Credit Union. This helps reinforce your relationship with the borrower and the Credit Union. Use the opportunity to ask them to refer you to others and give them your business cards. And touch base with your consumer lending team so you can tell the member what else they are approved for on the lending side.2. You get the chance to answer questions or fix anything that doesn’t go right. Sometimes a loan closing goes wrong or the borrower thought something else was supposed to happen. If you’re not there, the borrower either postpones closing, delays closing or closes and isn’t happy. None of these are memberlicious approaches. continue reading »last_img read more

Who should be able to audit trust accounts?

first_img October 15, 2012 Gary Blankenship Senior Editor Regular News Who should be able to audit trust accounts? Senior EditorWould allowing title insurance companies to audit attorney trust accounts —including those transactions the companies are not insuring — be a breach of confidentiality for clients with funds in those accounts or an extra protection?During its September 21 meeting, the Professional Ethics Committee looked at that question stemming from a new state law requiring law firms to allow title insurance companies to audit trust accounts, which contain funds for real estate transactions.The question was brought to the PEC’s attention from an attorney who inquired whether such audit would violate confidentiality provisions of Bar rules because the auditing companies companies would have access to information about clients and transactions the companies were not insuring.The committee looked at a subcommittee draft opinion which said client information would impermissibly be revealed and heard from representatives of the Real Property, Probate and Trust Law Section and title insurance companies which said there would be little, if any, harm to clients. The committee ultimately deferred action after the subcommittee chair stated the panel needed to reconsider its draft in light of some late submissions from the section and title companies.However, Loretta O’Keeffe, the subcommittee chair, said any changes would not likely alter the final conclusion that the audits cause ethical problems.At issue is new subsection (8) to F.S. §626.8473, which requires attorneys acting as title or real estate settlement agents to keep funds for those transactions in a separate trust account to which title insurance companies insuring those deals would have access “unless maintaining funds in the separate account for a particular client would violate applicable rules of The Florida Bar.” The provision, part of an overhaul of title insurance laws, became effective July 1.The subcommittee, O’Keeffe said, looked at this question: “Is the attorney permitted to allow the title insurance company to audit the firm’s special trust account. . . without the informed consent of the client who has no involvement with the title insurance company?“The special subcommittee said the answer is ‘no,’” O’Keeffe added, “if the special trust account holds funds for client transactions that are unrelated to the title insurer requesting the audit, unless the client gives informed consent.”The subcommittee based its answer on Bar Rule 4-1.6(a), which prohibits an attorney from revealing information about the representation of a client without the consent of that client or unless certain conditions apply. The only one of those conditions that might apply, O’Keeffe said, is if the disclosure might be in the client’s best interest.“We found it did not [serve the client’s interest] because of the fact you have this overriding duty of confidentiality and the fact you were permitting a title insurer to be exposed to funds they are not insuring,” she said.Lawyers could ethically comply with the law, O’Keeffe said, by having a separate trust account for each title insurance company they deal with, having one trust account but getting informed consent from each client with funds in the account, or getting a pledge from title insurance companies that they will look at only transactions they are insuring when they audit the trust account.While RPPTL and title companies provided input to the subcommittee before its opinion was drafted, O’Keeffe said they submitted further comments after the draft was finished and the subcommittee wanted more time to consider those observations.“I do not believe that our proposed advisory opinion would change, but we would have to consider some of the recommendations and comments,” she said.The PEC agreed to take the issue up again at its next meeting in January or February.Three visitors at the meeting spoke against the draft proposed opinion. Michael Gelfand from RPPTL said audits strengthen confidence in title insurance and real estate transactions.“Audits are a critical and necessary tool in the proper function of trust accounts,” he said. “It detects bad practices. Auditing is also critical to allow us to go back and see what happens and recover funds and prosecute those who have taken funds.”Ted Conner, general counsel of title insurer The Fund, said title work isn’t as neat as envisioned in the draft proposed opinion. “Transactions come in from many sources; some come in from builders, lenders, mortgage brokers. . . . There’s often not an engagement letter as such,” he said, which can complicate getting consent.Conner added that if a client doesn’t give consent, “I think at that point the attorney would be required to tell the client, ‘Oh, by the way, you’re not getting the benefit of all these audits.’”Jim Russick, of Old Republic Title Insurance Company, contended the consent isn’t required under the rules.“The rules that do not require informed consent, if it’s in the best interest of the client, are being met by what we do [audits],” he said. “They are keeping the individual practitioner in the game because the companies are responsible for any loss of funds.”Russick said that requiring an informed consent waiver for audits would just add to the already abundant paperwork that accompanies a real estate transaction.He questioned how much confidential information a title company could discover, because most of the information — such as the source of the money, the purchase price, the size of the mortgage — will be part of the public record after the transaction closes. Who should be able to audit trust accounts?last_img read more

Many who delay sex are happier as adults

first_imgUnited Press International: U.S. teens who delay having sex may have more satisfying romantic relationships in adulthood, but were less likely to get married, researchers say.Paige Harden of The University of Texas at Austin said the study found those who had a later first sexual experience were less likely to be married and had fewer romantic partners in adulthood.Harden said it’s possible people who have their first sexual encounter later might be pickier in choosing romantic and sexual partners, but more research is needed.Read the whole story: United Press International More of our Members in the Media >last_img

White House unveils plan for battling MDR-TB

first_imgThe White House yesterday released a federal action plan for fighting multidrug-resistant tuberculosis (MDR-TB) that will involve a host of federal agencies, especially the US Centers for Disease Control and Prevention (CDC).The plan was put together by an interagency work group in response to an executive order from President Barack Obama in September 2014, part of a multipronged attack on antibiotic resistance. It includes a set of steps to guide domestic policy and to respond to global threats from both MDR-TB and extensively drug-resistant tuberculosis (XDR-TB).Tuberculosis causes more deaths than any other infectious disease, killing 1.5 million people throughout the world annually, according to a White House fact sheet on the new plan. It added that nearly a third of the TB-infected population has the multidrug-resistant form but that less than 20% of those affected get the drugs they need. Patients who aren’t successfully treated can pass the disease to others.Plan detailsThe 38-page National Action Plan sets out critical steps the US government can take, if adequately funded, over the next 3 to 5 years to help with the global battle against the disease. The roadmap is designed to dovetail with broader efforts that have already been set out by the World Health Organization (WHO) and the US government.The White House said another goal of the plan is to galvanize support from donors, the private sector, and other countries.The plan has three main goals: to beef up domestic capacity to battle MDR-TB, to improve international capacity and collaboration, and to stimulate research and development on the disease and its detection and treatment.For example, one of the thrusts of the first goal is to ensure that all patients with TB are promptly identified and treated, with their close contacts carefully monitored as well. The White House said 100 Americans are diagnosed with MDR-TB each year.Also, the plan sets dates for global targets, from ensuring that 25% of MDR-TB patients in the 10 worst-affected countries are appropriately treated by 2016, with that number rising to 50% by 2020.Game plan draws praiseIn a press release yesterday, the CDC said MDR-TB is now found in every country in the world, and the disease strains public health systems even in countries such as the United States where disease burden is low.CDC Director Tom Frieden, MD, MPH, said in a statement yesterday, “The White House’s National Action Plan is a critical step to combat multidrug-resistant TB. CDC sends our doctors, nurses and scientists to the front lines to find, cure and prevent TB before it develops resistance to last-line antibiotics—so we can eliminate deaths from this curable disease.”The American Thoracic Society (ATS) yesterday said it welcomed release of the plan, which some of its members helped draft. It noted that TB deaths recently eclipsed HIV/AIDS deaths and that the spread of drug-resistant TB, which is complicated and costly to treat, is a global health issue that requires urgent action.Atul Malhotra, MD, ATS president, said in the statement that all are vulnerable to drug-resistant TB because it is an airborne disease. The battle requires strong commitments from countries around the globe, he added.”The ATS urges the Administration and Congress to allocate the funding needed to implement this important global health plan beginning in fiscal year 2017, and we pledge to work with them to accomplish this,” he said.See also:Dec 22 White House plan for battling MDR-TBDec 22 White House fact sheetSep 19, 2014, CIDRAP News story “White House launches major effort against resistant bacteria”Dec 22 CDC press releaseDec 22 ATS statementlast_img read more

Aftermarket Industrial Sales Manager, North America – Carlisle Brake & Friction

first_img The North American Aftermarket Industrial Sales Manager is responsible for attaining sales plan objectives. This position is responsible for planning and managing all sales activities within the North American Industrial non-OE aftermarket to drive increase in market share. The North American Industrial Sales Manager will provide business intelligence and market place direction by, establishing clear goals, strategies and initiatives. In addition, the North American Industrial Sales Manager is responsible for the development and implementation of annual sales plans, strategies and tactics to support CBF’s North American and Global business objectives.   Specific Duties: • Directly manage non-OE aftermarket CBF distributors. Work extensively with other roles in sales and marketing (analysts, customer service, and marketing) as well as other functions including R&D, operations, and finance to meet or exceed customer expectations and to build / reinforce a positive CBF brand promise. Advertisement • Supervise any current or future Regional Sales Managers for the Industrial Aftermarket. • Study, analyze, and report on quality of CBF service, customer attitudes, economic conditions, and government controls, with respect of their effects on sales of existing or proposed services. • Continually evaluate the timely adjustment of sales strategies and plans to meet changing market competitive conditions. • Implement both tactics and long-term sales strategies geared toward greater global market share and profitability. • Coordinate with all CBF regions / associates touching any/all Industrial customers. Work across North American regions with particular attention on coordinating CBF globally with multinational customers. • Develop & maintain strategic national and global accounts.  Develop effective executive level relationships and broad networks of contacts at target customers. • Work extensively with Industrial Marketing Team on development and implementation of market, product, and customer strategies. • Manage CBF’s value proposition to the market, customers and industry including service, price and product sales strategies. • Take on other / special project work as assigned by VP sales • Manager Eagle or incentive programs for all North American Industrial Aftermarket Accounts.   This position will report to the Director of Global Industrial Aftermarket at Global Headquarters in Solon, Ohio. Advertisement A Bachelor of Science in Mechanical Engineering preferred, plus five years of previous sales experience with the heavy duty spare parts industry.   To apply online for this position, click the Apply Now button below. With 10 manufacturing facilities globally located in the U.S., UK, Italy, China, Japan and India, and with over 2,000 employees, Carlisle Brake & Friction is the leading provider of high performance braking solutions to the off-highway, high performance racing, aerospace and alternative energy markets, serving over 100 leading original equipment manufacturers in 55 countries. AdvertisementClick Here to Read MoreAdvertisement Carlisle Brake & Friction designs and manufactures a full solution set of braking products. These include: dry disc caliper brakes, drum brakes and mechanical brakes for both service and park applications. Additionally, we manufacture both wet and dry friction materials used for wet brakes, brake linings, clutches, fuel cells, and transmissions. We also design and deliver hydraulic actuation, including hydraulic valves, master cylinders, adjustors, and boosted master cylinders.   An Equal Opportunity Employer: M/F/D/V.last_img read more

Phased reopening of St. Lucia continues

first_img Effective June 15, 2020 the curfew is imposed from 12 a.m. to 5 a.m. daily. Also some social activities including parties, picnics and receptions are allowed with the established physical distancing and public health protocols. More deaths from COVID-19 recorded in CARICOM countries,… The Ministry of Health and Wellness alerts the public that as we open up the sectors the risk of transmission increases. We can reduce this risk by ensuring the public health and social measures are maintained. We also anticipate new cases, however if we all comply by the guidelines and maintain them, the possibility for transmission is minimized. You may be interested in… As of June 15, 2020 Saint Lucia has recorded a total of 19 confirmed cases of COVID-19, 18 of those cases have fully recovered. The last case was a repatriated cruise national and was recorded on June 4, 2020. Testing results received on the weekend indicated 44 negative test results. A total of 1,356 tests have been carried out, to date. As of June 14, 2020, the World Health Organization reported a total of 7, 690,708 confirmed cases of COVID-19 globally, with 427,630 deaths. Within the region of the Americas there was a total of 3, 711,768 cases. One of the recommendations included the use of a face mask or scarf when going to public places such as the supermarkets. The face mask or scarf may be used for source control by reducing potential exposure risk from infected persons during the “pre-symptomatic” period. The mask is needed for use when someone is less than 6 feet from others, as in the supermarket and stores, and other such situations. The prolonged use of masks does not cause carbon dioxide intoxication nor oxygen deficiency. St. Lucia records more cases of COVID Oct 16, 2020 Oct 15, 2020 The Ministry of Health and Wellness will continue providing regular updates on COVID-19. Six Eastern Caribbean countries deemed safe for travel – CDC CMO says Saint Lucia at critical stage of COVID-19 outbreak Face masks should not be used in the following situations: – Driving a car, especially if you are alone or with immediate family – Riding a bicycle or motorcycle – Walking on street when alone with no one near – During exercise or gym or running – With family or group of friends when seated at restaurant. Also, students who are seated 6 feet apart can remove the mask during class time. Wearing a face mask is complementary, it does not replace the recommended preventative measures. So we ask that everyone continues to sanitize their hands by either hand washing or using an alcohol-based hand sanitizer, wearing their masks while undertaking daily activities out of the home and maintain the required 6 foot distance. Also, be sure to cover mouth and nose with disposable tissues or clothing when coughing and sneezing. These simple and inexpensive actions will make a meaningful difference in preventing the spread of infection. Oct 15, 2020 Oct 16, 2020 For more information please contact the Office of the Chief Medical Officer or the Epidemiology Unit, at 468-5309/468-5317 respectively. Share this:PrintTwitterFacebookLinkedInLike this:Like Loading… Saint Lucia records first COVID-19 case in over a monthStory via CMC – St. Lucia recorded its first positive case for more than a month while Jamaica and Haiti recorded deaths from the coronavirus (COVID-19) over the last 24 hours. The health authorities in Jamaica said six additional COVID-19 related deaths and 196 new cases had been recorded in…October 12, 2020In “General”St. Kitts And Nevis Confirms Two COVID-19 CasesNATIONAL STATEMENT ON COVID-19 By the Hon Wendy Colleen Phipps Minister of State with Responsibility for Health March 25, 2020 In my capacity as Minister of State with Responsibility for Health, it is my duty to inform you that as of 11:03 pm on Tuesday, March 24, 2020, the Federation…March 25, 2020In “CARICOM”CARPHA Turnaround Time for COVID-19 Testing Remains Consistent with No Test Results PendingAs the regional reference laboratory, the CARPHA Medical Microbiology Laboratory (CMML) continues to conduct tests for suspected COVID-19 cases for 18 of its 26 Member States. Throughout the pandemic period, CARPHA has been guiding laboratory action through science-based testing protocols based on the latest recommendations by the World Health Organization…August 14, 2020In “CARICOM”Share this on WhatsApplast_img read more

Fairmount Alpine helps refloat Ikan Sepat

first_imgIkan Sepat, a 180 m-long, 28,503 dwt bulk carrier, grounded in the approach to the port of Puerto Cortés.Fairmount Alpine (pictured below) was mobilised from Jamaica and assisted with propellor washing and soundings at the stern of the grounded vessel. The towing equipment for the refloat attempt was prepared by Fairmount Alpine’s deck crew.www.fairmount.nllast_img

FLS moves in Myanmar

first_imgIn total 47 packages, with a volume of more than 3,600 cu m, and a maximum unit weight of 130 tons (117.9 tonnes), were discharged onto barges alongside the vessel.FLS is delivering approximately 5,000 cu m of breakbulk cargo to the Gulf Power project site in Prachinburi, Thailand.The cargo arrived in Laem Chabang, Thailand at the end of February on heavy lift vessels in three shipments from Europe and the USA. The cargo was then transferred to the FLS yard in the Laem Chabang port area from where it is now being delivered to the project site in sequence to match the client’s erection and installation schedule.The deliveries include several complete control room units, turbines and generators with single cargo weights of more than 100 tonnes.  In a separate project, FLS discharged a shipment of 96 packages, with a volume of 750 cu m, in Pasir Gudang, Malaysia.The cargo was shipped by FLS Indonesia from Jakarta and Batam, Indonesia. The consignment included transformers which weighed more than 50 tons (45 tonnes).In Abu Dhabi, FLS has completed the loading operations for 28 packages of ducts, casing, beams and columns for the EMAL Aluminium Smelter Projects. The volume of the shipment was approximately 2,400 cu m, with some units measuring 27 m in length and weighing 40 tons (36.2 tonnes).This the second of five shipments that FLS is handling from Taicang, China to Port Khalifa in Abu Dhabi.www.fls-projects.comlast_img read more

Sliding seats could enable passenger trains to carry freight

first_imgUK: A working demonstration module containing seats which can be automatically stowed to enable passenger train interiors to be reconfigured to carry low density, high value freight at off-peak times will be unveiled by 42 Technology at Railtex 2017. According to the developer, 20 rows of seats in a typical coach could be compressed to provide a cargo space equivalent to the capacity of an articulated lorry.The seats, tables and draught screens within each section of an ‘Adaptable Carriage’ are connected and can be moved along rails fitted to the existing seat rails, with the sliding mechanisms, sensors and locking pins packaged within the void between the rails. The forward-folding seat allows any rubbish left on the seats to be tipped onto the floor for easier cleaning after the seats have been stowed. The reconfiguration process is fully automated and takes less than 3 min. The concept is designed to be integrated into new-build vehicles or retrofitted into existing coaches.Development has been supported by RSSB’s Tomorrow’s Train Design Today programme. 42 Technology is holding discussions with interested parties, and hopes that it will be able to announce a partnership by the end of the year which would undertake operational trials using a redundant coach.last_img read more